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Aim Associates Ltd. > Articles by: Ram

How to avoid underinsurance?

Underinsurance is a common concern that can result in a variety of financial troubles for the policyholder. Underinsurance, in business terms, occurs when a policyholder is left with insufficient insurance coverage, leaving them accountable for a greater percentage of the overall loss experienced. Underinsurance is a significant issue for New Zealand’s

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Ways to protect your business assets

When starting a new business, one of the most critical considerations is ensuring that your personal assets are protected from corporate responsibility. Without the necessary safeguards in place, your personal assets, such as a home or a retirement fund, may be exposed to claims by business creditors or any court

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A start-up checklist to launch your own business

While huge corporations may appear to dominate news, it is small company entrepreneurs that embody the Kiwi ideal. Small companies, which symbolise opportunity and independence, are the backbone of the New Zealand economy. Perhaps you’re considering joining their ranks as a first-time company owner. We understand that the initial steps

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What is a Contractors’ All Risks (CAR) Insurance

Contractors’ All Risks Insurance is a policy that protects you throughout any building tasks you may do. Such works may involve civil engineering alterations to your current home or business, such as the installation of extra rooms, floors, or lifts, as well as the construction of new buildings. Coverage is

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What is Commercial Property Insurance?

Commercial property insurance can assist your company in recovering from a calamitous incident. Disasters may strike with little or no notice, wreaking havoc on business structures. Within minutes, the commercial property you lease or have worked so hard to acquire might be badly destroyed by strong winds, electrical damage, storms,

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What does a general liability insurance cover and not cover?

Almost all businesses operating today can benefit from general liability insurance. General liability insurance protects your business from a variety of possible claims including bodily injury, property damage, copyright infringement, reputational harm, and advertising injury. It can cover the price of repairing the damage. This could include the cost of

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What is Business Assets insurance?

If you run a business or are in charge of one, you may explore including insurance in your business strategy. Safeguarding your business from damage, interruption, and liability allows you to continue functioning even if something unexpected occurs that impacts your business. Without it, even a minor event might lead to

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What is a Public Liability Insurance?

This is perhaps the most often asked question by business owners. It is especially critical for tradies to know the answer to this since, based on who your insurance is with, there are elements public liability covers that you should be conscious of in times of emergency. In the event of an

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What is a General Liability insurance?

General liability insurance is one of the most essential types of insurance coverages you need to safeguard your business, whether you are a consultant, operate your own retail store, or work as a contractor or skilled tradesperson. Lawsuits filed against your company can have a negative impact on your bottom

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